Tuesday, February 26, 2008

Why oh why?



*Anyone who plans on watching the Felicity series do not continue reading.*

Can the Felicity lovers out there (Fergi perhaps) please tell me why Felicity chooses Ben over Noel? I finished the series weeks ago and I am still pretty distraught over the whole thing. I don't know if anyone can console me but I just wanted to hear peoples thoughts on the whole thing.

ps. My favorite character in the show is Megan.

Wednesday, February 6, 2008

Debt Shopping

So Brent and I went to a car dealership last Saturday. Why I'm not sure, because we don't need a car right now; we just wanted to look. So the salesman gives us his shpeel about how easy it is to buy a car even with bad credit, no credit; they can get us into something today. We let him know that we aren't buying today, just looking. The salesman gets the point eventually after I said a couple of times that we aren't buying anything today. Before we left he had us go into the floor manager just to let him know that he treated us well, which is obviously just another attempt to get us to buy. So we go inside to let this guy know that we aren't here to buy a car, I just wanted to sit in a pretty new car and daydream. When we get into the building and talk to this guy, he asks us our situation and we tell him that I am the only one working and Brent is in school. He asks what he is going into and we tell him he is in his third year of medical school. Then comes the whole, "Oh, you're going to be a doctor. So you will have plenty of money to pay for a car." After that we just threw out that we are thousands of dollars in debt right now and we aren't ready to add more to that total.

After leaving it really bothered me that anyone can go to a car dealership and drive away with a new car even though they can't afford it. If we wanted to, we could have driven away in a brand new car. Now I know that the car dealership people don't care because it is the banks problem after they sell a car, but I think there is something wrong with a society that feels that they need, and have to have, something that is beyond their capacity to pay for. In addition, there is something wrong with banks who would lend out money to people like Brent and I. Why is it that people have the mentality that it is okay to purchase something they can't afford? I know this is true with the housing market as well, and this is exactly why we there seems to be a crisis now, so why isn't anyone concerned with changing it? I'm not trying to be self righteous because I know that Brent and I are lucky to have loans that pay for his schooling and to be able to get a loan to pay for our condo, but does anyone else feel bothered by this 'I can buy anything I want' mentality?